3 New CRA Benefit Payments: There is big news of relief for millions of residents of Ontario from September 2025. The Canada Revenue Agency (CRA) is going to release three new and updated benefit payments. Amidst the ever-increasing inflation and cost of living, this financial help is no less than a lifeline for families, seniors and low-income people. Two of these three schemes were updated in July 2025, while one was revised in January 2025. Let us know in detail who will be able to avail these schemes, what the payment dates will be, and what things are important to keep in mind.
1. Canada Child Benefit (CCB): Relief for families
The Canada Child Benefit (CCB) is one of the most important support schemes for families with children. Major changes have been made in it in July 2025, which will help parents to bear the expenses of children’s education, nutrition and extracurricular activities.
Eligibility for CCB
- Applicant must be a Canadian citizen, permanent resident or legal temporary resident and live in Ontario.
- Must be the primary parent of a child under the age of 18.
- Benefits may be split over time if there is joint custody.
- Temporary residents must have at least 18 months of legal residence.
- The amount of assistance depends on the family’s income. Low-income families get higher priority.
Payment amount in 2025
- For children under 6 years of age: $7,997 per year (about $666.42 monthly)
- For children aged 6 to 17: $6,748 per year (about $562.33 monthly)
CCB payment dates
- September 19, 2025
- October 18, 2025
- November 20, 2025
- December 12, 2025
2. Ontario Trillium Benefit (OTB): Help with everyday expenses
The Ontario Trillium Benefit (OTB) has been extended to July 2025. It consists of three types of credits—
- Ontario Sales Tax Credit (OSTC)
- Ontario Energy and Property Tax Credit (OEPTC)
- Northern Ontario Energy Credit (NOEC)
These credits directly help reduce everyday expenses, energy bills and property taxes. Whether it’s a Mississauga tenant or a North Bay homeowner, everyone will benefit from this.
Eligibility for OTB
- Must live in Ontario by December 31, 2024.
- Filing the 2024 income tax return on time is mandatory.
- Low-income households will benefit the most.
OTB amounts after the July 2025 update
- OSTC: $371 per person/child
- OEPTC: $1,283 (non-seniors), $1,461 (for seniors)
- NOEC: $185 (individuals), $285 (families)
OTB payment dates
- September 10, 2025
- October 10, 2025
- November 10, 2025
3. Canada Pension Plan (CPP) and Old Age Security (OAS): Support for seniors
In January 2025, reforms were made to the CPP and OAS, which will directly benefit retirees.
CPP (Canada Pension Plan)
- Must be age 60+ and have made at least one contribution during their career.
- The more the contribution, the higher the pension amount.
- Maximum monthly payment up to $1,433 at age 65.
OAS (Old Age Security)
- Must be 65+ and have lived in Canada for at least 20 years.
- Monthly payment: $734.95 (65–74 years) and $808.45 (75+ years).
CPP and OAS payment dates
- 25 September 2025
- 29 October 2025
- 26 November 2025
How to make the best use of your CRA benefits?
Using these benefits correctly can greatly improve your quality of life. Here are some important tips:
- File taxes on time—required for CCB and OTB.
- Keep your CRA profile updated—address and income information must be correct.
- Choose direct deposit to receive payments quickly and securely.
- Check eligibility—especially for temporary residents or shared parents.
- Spend wisely—CCB for child education/daycare, OTB for energy and housing, and CPP/OAS for health and lifestyle improvements.
Conclusion
The July 2025 CCB and OTB updates and the January 2025 CPP/OAS improvements combine to provide a strong economic cushion for Ontario families, renters and seniors. Starting in September 2025, these payments will not only provide relief from inflation but also ensure financial stability. So make sure to spread the word about these benefits to your family and friends so that everyone who needs them can take advantage.
FAQs
Q. What are the three CRA benefits available in September 2025?
A. Canada Child Benefit (CCB), Ontario Trillium Benefit (OTB), and CPP/OAS payments.
Q. Who can apply for the Canada Child Benefit (CCB)?
A. Parents or guardians of children under 18 who meet residency and income requirements.
Q. How is the Ontario Trillium Benefit (OTB) paid?
A. It is paid monthly and combines tax, energy, and property credits.
Q. What is the maximum monthly CPP payment in 2025?
A. Up to $1,433 at age 65, depending on contributions.
Q. When are the next CRA payment dates in September 2025?
A. CCB – Sept 19, OTB – Sept 10, CPP/OAS – Sept 25.